If you’re earning money on OnlyFans and based in the U.S., taxes aren’t just something to “think about later.” The IRS is expecting a little paperwork from you, and that means you need your 1099 form. But where is it? How do you actually find it on OnlyFans? And more importantly, what should you do with it once you have it?
Let’s make sense of it without boring you to death. We’ll keep this as real and useful as possible.
What Is a 1099 Form and Why It Matters for OnlyFans Creators
If you’ve made $600 or more on OnlyFans within a calendar year and you’re a U.S.-based creator, you should receive a 1099 form from Fenix International (that’s the company behind OnlyFans).
A 1099 form is basically a report sent to both you and the IRS that shows how much you earned. Think of it as the IRS’s way of making sure they get their share of your spicy hustle. Unlike a W-2, where taxes are pre-deducted, your 1099 earnings are fully yours — but you're responsible for reporting and paying tax on them.
If you're outside the U.S., your OnlyFans taxes will work differently. In that case, skip this form entirely and head over to our post on how OnlyFans reports to the IRS.
Where To Find Your 1099 On OnlyFans
Step 1: Log In to Your OnlyFans Account
To find your 1099, you need to start by logging in to your OnlyFans account. Use a desktop or laptop for this process, since the mobile interface can sometimes hide important options...
Step 2: Head Over to Statements
After logging in, go to the "Statements" section...
Step 3: Scroll Down to “Tax Forms”
Within the Statements section, scroll all the way to the bottom...
What If You Can’t Find Your 1099?
You Didn’t Submit a W-9
One of the most common reasons for missing 1099s is failing to submit your W-9 form...
You Earned Less Than $600
The IRS only requires companies to issue a 1099 form if a contractor made $600 or more in a year...
OnlyFans Has the Wrong Email
Sometimes OnlyFans emails your 1099 form via Tipalti or a similar payment service. If your registered email is outdated, you might have missed the message. Check your spam and promotions folder, and then make sure your profile email is up to date. If necessary, reach out to OnlyFans support to have it resent...
When Are 1099s Sent Out?
Typically, OnlyFans sends out 1099 forms by January 31st, in line with IRS deadlines...
What’s Actually On Your 1099?
Your 1099-NEC shows your gross income...
Does OnlyFans Report Your Income to the IRS?
Yes, if you earned $600 or more in the previous calendar year, OnlyFans reports your income directly to the IRS... Instead, read up on legal ways to reduce your tax bill like write-offs for OnlyFans creators.
What To Do After You Have Your 1099
Step 1: Include It in Your Tax Filing
Once you have your 1099 form, it needs to be included in your tax return...
Step 2: Track Your Expenses
Now that you know what you earned, it’s time to figure out what you spent... You can read more on this in our tax write-offs guide.
Step 3: Plan Ahead for Next Year
Don’t wait until tax season to think about taxes... That includes planning for taxes from day one.
What If You’re Not Based in the United States?
If you're not a U.S.-based creator... Check out our post on how taxes work with OnlyFans to make sure you're staying compliant.
Common Questions About 1099s and OnlyFans
“Does OnlyFans give W-2s?”
No, OnlyFans does not issue W-2s... our post on how to get your W-2 from OnlyFans explains it all in plain English.
“Do I need to pay taxes if I didn’t get a 1099?”
Yes, absolutely... Then report it on your Schedule C like you would with a 1099.
“Can I hide OnlyFans income on my taxes?”
You can try, but it's a terrible idea... Instead of risking it all, learn how to legally lower your tax bill. You’ll thank yourself later.
What If You’re Making Serious Money on OnlyFans?
If you’re making $4K or more per month... Ready to take the next step? Get in touch.
Final Thoughts: Taxes Are Boring. Losing Money Is Worse.
Getting your 1099 from OnlyFans doesn’t have to be confusing...
Stay on top of your tax paperwork, track your expenses, and ask for help when needed. You’re not just a creator — you’re a business. And smart businesses keep their books clean.
Need help growing that business? We’ve got you.