How Much Do The Top 2 Percent Earn OnlyFans?

The top 2 percent on OnlyFans are often talked about like legends—and for good reason. They’re pulling in serious money. But what does "top 2%" actually mean in numbers? And how can creators like you get closer to that mark? Spoiler: it involves more than just posting a few selfies.

What Does It Mean to Be in the Top 2 Percent on OnlyFans?

OnlyFans ranks creators by their earnings percentile. Being in the top 2 percent means you earn more than 98 percent of all creators on the platform. But here’s the catch: those earnings shift constantly. As more creators join every year, the income required to stay in the top 2 percent gets more competitive.

There are now well over two million creators on the platform, and the number grows every year. So being in the top 2 percent today might require significantly more income than it did two years ago.

If you want a detailed breakdown of the platform itself, start here: How Does OnlyFans Work.

So, How Much Do the Top 2 Percent Earn on OnlyFans?

Based on our research and experience working with hundreds of creators, the average monthly income in the 2 percent range typically starts around $2,000 to $5,000 net. But that’s the lower end. Many earn $10,000 to $25,000 a month, especially those with strong marketing, consistent PPV sales, and high fan engagement.

Top creators in this range often:

• Use PPV messages daily
• Run promotions and bundles
• Sell customs
• Promote heavily on Reddit, X, and TikTok
• Have a strong brand, niche, and persona

These creators treat their OnlyFans like a business, not a side hustle.

You can compare other levels in our How Much Can You Make on OnlyFans post.

What Makes the Top 2 Percent So Successful?

They Focus on Consistency and Strategy

Success doesn’t happen with one viral post. It comes from showing up daily, testing different content types, and running structured promotions. They follow a plan, and they stick to it.

For creators who want to build that kind of system, our OnlyFans Management Guide covers how to structure your weeks and set growth targets.

They Nail Their Marketing

You won’t reach the top without traffic. Top earners master promotion on Reddit, Twitter, TikTok, and more. They know how to tease content without getting banned and how to funnel followers into paid subscriptions.

If you need help with marketing, check out our Ultimate OnlyFans Marketing Guide. It includes examples, tools, and promotion tips.

They Understand Pricing and Upselling

Top 2 percent creators don’t rely on subscriptions alone. They use dynamic PPV pricing, upsell via DMs, and offer bundles or tip menus. Many even run flash sales strategically.

Want to learn how to monetize better? Our OnlyFans Tip Menu Ideas and Pricing Guide are a great starting point.

Their Main Income Comes From Chatting

Here’s a key point most new creators underestimate: for those earning $5,000 to $10,000 a month, the biggest income source is almost always chatting. In fact, the typical ratio of chatting revenue to subscription income is between 5:1 and 10:1.

That means if you're earning $1,000 from subs, you should be aiming for $5,000 to $10,000 from PPV messages and DMs. If your ratio is lower than that, you're likely leaving a lot of money on the table.

At PhoeniX Creators, our top performers have ratios as high as 15:1. If you want to reach that level too, contact us and we’ll help you optimize your chatting game.

For more strategies on messaging, read The Ultimate Guide to OnlyFans Chatting.

Does Showing Your Face Impact Earnings?

Usually, yes. Most top creators show their face, voice, and personality. It helps fans feel connected. That emotional link drives more tips, PPVs, and renewals.

That said, some faceless creators do crack the top 2 percent—but it’s rare. If you plan to go that route, read How to Make Money on OnlyFans Without Showing Your Face to understand the extra work involved.

How Long Does It Take to Reach the Top 2 Percent?

Some creators get there in a few months. Others take a year or more. It depends on your niche, content quality, promotion skills, and how much time you invest.

Many of the top earners work on their account full-time or hire an agency to help scale. If you're serious about growth, we recommend reading How to Start an OnlyFans Account to Make Money for a strong foundation.

Can an Agency Help You Reach the Top 2 Percent?

Absolutely—with the right agency. Agencies can assist with chatting, content strategy, PPV scripting, editing, and marketing. But beware of scams or profit-heavy deals.

We break it all down in our Guide to Choosing an OnlyFans Agency.

If you want to work with a data-driven team that’s helped creators scale into the top 2 percent, get in touch with us.

Final Thoughts

The top 2 percent on OnlyFans are not just lucky. They’re strategic, consistent, and often have a full business model running behind their content. It’s possible to join them—but not by guessing your way through.

With smart planning, the right support, and serious effort, you can build a profitable OnlyFans brand that earns well above average. Start with the basics, level up your content, and promote with intent.

Need help with that? Contact PhoeniX Creators and we’ll help you build a path to real earnings.