How Does OnlyFans Work?

OnlyFans gives creators full control over how they earn. You post content, build an audience, and get paid—directly. No corporate filters, no revenue splits with ad networks, and no dependence on algorithms. But to make money consistently, you need to understand how the platform works.

This guide explains everything: how to create your account, what content works, how to get paid, and how to protect your work. Whether you're just starting out or want to clean up your setup, you’ll find everything you need right here.

What Is OnlyFans?

OnlyFans is a paid subscription platform where creators post exclusive content. Fans subscribe monthly, tip you, or unlock special content with pay-per-view (PPV) pricing. Most creators use a mix of all three options.

Unlike free social media, OnlyFans is built for creators who want consistent income and a direct connection with their fans. You decide what to charge, how often to post, and how personal you want your experience to be.

Want examples of what to post? Here are content ideas that actually sell.

Creating an OnlyFans Creator Account

Step 1: Registration

Go to onlyfans.com and register using email, Twitter, or Google. Choose your display name, set a strong password, and select a username that matches your creator brand.

Your username becomes part of your profile link, so make it easy to remember. Want some ideas? Use our list of OnlyFans username ideas.

Step 2: Build Your Profile

Before fans see your content, they see your profile. You’ll want a strong bio, an eye-catching banner, and a quality profile photo. Here’s how to make your profile convert more visitors into paying fans:

• Write a short, benefit-focused bio
• Add emojis or spacing to highlight your style
• Use a clear, high-resolution photo
• Make sure your banner reflects your content style

Need help with wording? Browse our bio examples.

Step 3: Verify Your Identity

OnlyFans requires creators to verify their identity before they can earn. You’ll need:

• A valid government-issued photo ID
• A selfie holding that ID
• Your legal name and birthdate

Once submitted, the approval process typically takes less than 24 hours.

Step 4: Add a Bank Account

To receive payouts, add your bank details. Your name on the bank account must match your verified ID. You’ll need:

• Bank account number or IBAN
• Routing number or SWIFT code (for international accounts)

You can choose to get paid automatically every week or trigger manual payouts whenever your balance is at least $20.

Need a full walk-through? Follow this setup guide.

Types of Content You Can Post

OnlyFans supports a wide range of content types:

• Photosets and image galleries
• Short and long-form videos
• Livestreams
• Audio clips and voice notes
• Stories that expire in 24 hours
• Polls and interactive posts
• Locked content in DMs
• Welcome messages for new subscribers

Want a shortcut to fill your content calendar? Steal these OnlyFans post ideas.

How You Make Money

OnlyFans offers four primary ways to earn:

1. Monthly Subscriptions

This is where OnlyFans creators get most of their money.  You can choose the monthly subscription charge for fans based on how useful and distinctive your content is.  They pay this charge to obtain access to your unique material, which gives you a steady and predictable stream of money.  Many creators started out charging between $7 and $15 per month for subscriptions so that fans could afford them and creators could make money.  Still, some producers choose to charge more for memberships, especially if they promise to add new content every day or if their work is very tailored to a certain niche.  This method not only makes people think their items are worth more, but it also brings in a loyal group of fans who are willing to pay more for regular and unique upgrades.

2. Pay-Per-View Messages

You can send private locked messages that fans pay to open. These are especially effective for high-value content. The price range? Anywhere from $5 to $100 per message, depending on exclusivity.

Not sure what to say? Try our PPV script ideas.

3. Tips

Fans have the option to tip on individual posts, within direct messages, or even just to show their appreciation for your unique style and engaging presence. This flexibility allows fans to express their support in various ways, enhancing their connection with you. For some creators, these tips can become a significant source of income, sometimes even surpassing the earnings from monthly subscriptions. This highlights the importance of cultivating a strong rapport with your audience, as their appreciation can translate into substantial financial rewards.

4. Custom Content

Some fans want content made just for them. Whether that’s voice messages, custom videos, or unique photo requests—it’s another way to increase loyalty and revenue.

For a breakdown of real numbers, read our post on how much creators make.

What Are the Fees?

OnlyFans takes a flat 20% commission on all earnings. No hidden charges, no transaction fees. The remaining 80% goes directly to your payout balance.

Payouts typically arrive within 2 to 5 business days, depending on your bank. You can choose weekly automatic transfers or process them manually.

Here’s more on fees and tips.

Privacy and Content Protection

You can run an anonymous profile or a public brand. The platform gives you tools to stay in control:

• Block specific countries or users
• Watermark content
• Use a stage name instead of your real one
• Disable comments or messaging if needed

Thinking of staying anonymous? Here's how to make money without showing your face.

What to Do If Content Leaks

If your content gets leaked to a third-party site, act quickly. You can submit a takedown notice through OnlyFans, or handle it yourself:

• File a DMCA takedown request
• Use our content removal steps
• Get help from a professional agency (like us)

Does OnlyFans Have an App?

No. Because of adult content restrictions, there’s no official OnlyFans app on the Apple or Google Play stores. But the site is mobile-optimized and works just fine in any browser.

OFTV, their SFW spinoff, is available as an app—but it’s not monetized and doesn’t support adult content. More on that here.

Common Questions Creators Ask

Can I start with zero followers?

Yes. Many creators start with zero and build a following using Reddit, TikTok, or Instagram. Here’s how to start without a fanbase.

Can I work anonymously?

Yes. You can block countries, use a mask, avoid personal info, and use anonymous messaging styles. Many creators succeed this way.

Is it legal where I live?

Depends. In most countries, yes. But some restrict adult content. Use our tool to check by country.

Need Help Growing?

PhoeniX Creators is an agency built for creators who want results. We help you earn more, stress less, and grow faster with:

• 24/7 Chat Management
• Profile Optimization
• Custom Content Strategy
• Traffic from TikTok, Instagram, and paid ads
• Social Media Management in our U.S. posting farm
• Your own personal account manager

Learn more here or apply now.